First Home Loans.

Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.

Get Started

We're First Home Loan experts! See what our loyal customers have to say;

"Omg I could not be more thankful to Rob and his amazing team. From the first conversation with them to now I have always felt extremely comfortable and being a first home owner I was very nervous but that completely disappeared after the first word with Rob. Professional, amazing time line, prompt immediate communication and completely helpful from the word go!!! Can’t thank them enough!!!!!!! Extremely highly recommended!!!!" - Logan Dial

 

"Rob and the team at Loan Market Bowral made our buying experience so easy. Everything was explained to us in a way we could understand, we were supported to get the most appropriate loan as well as general advice for buying a property. Being first home buyers we obviously found all the requirements and terminology confusing and overwhelming! Rob and Ben helped us through it all. We have had poor experience with other brokers who were not good at getting back to us and this is definitely not the case with Rob. He advocated for us and we honestly couldn’t have bought our first home without him. Can’t recommend him enough ! - Annie Saffrett

 

"Robert and his team have been an amazing help on our journey to owning our first home. Great communication throughout the whole process, we couldn't of done it without his help especially with the First Home Loan Deposit Scheme. Thank you" Joel Heard

 

"Loan Market Bowral 100/100. Professional and absolutely fantastic in helping us get our first home loan." David Feletto

The loan process.

From a quick chat to settlement, these are the steps to owning your first home.

Get in touch

  • Say hello

    It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.

  • Get those goals

    Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.

  • The nitty gritty

    Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.

  • So… How much can you borrow?

    If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!

  • Seal the deal

    After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.

  • Settlement - your big day!

    Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.

Ben was amazing to deal with very professional

Mai-Liis Lynch

"Exceptional Service and Expertise – Highly Recommend!" I had the pleasure of working with Ben and I can't speak highly enough of the experience. From start to finish, Ben was incredibly professional, responsive, and knowledgeable about every aspect of the loan process. He took the time to understand my specific needs and provided tailored solutions that were a perfect fit. Throughout the entire process, I felt supported and informed. Ben took the time to explain all the options available to me and helped me navigate complex decisions with ease. Whether you're a first-time borrower or have previous experience, I highly recommend Loan Market Bowral for anyone in need of a reliable and trustworthy loan broker. Their dedication to their clients truly sets them apart, and I’m so grateful for their hard work in helping me secure my loan. Thank you again for everything, Loan Market Bowral! I’m confident I’ll be reaching out again for any future needs!

Catherine Petzer

Variable rate loan

As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.

Fixed rate loan

Basically, this is the opposite of a variable rate loan. Your interest rate and repayments will stay the same during the fixed term, no matter what. So no surprises.

Split loan

You’re able to fix part of your loan, while leaving the rest variable.

Packaged loan

Professional packages offer discounts on standard variable and fixed rates, the waiving of fees, and in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.

Get in touch

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. Find out how much you can borrow now.

How much is Stamp Duty?

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

5 steps to doing your first home loan right.

Download the Ultimate First Home Buyers Guide and get access to your home loan cheat sheet, property buying checklist, tips to help you save for your deposit quicker and more!

FAQs for first home buyers

We’ve got your questions covered.

Learn more

Ask us a question

We're here to help

Want to speak with someone right now Call 0248621215

By submitting this form I am accepting the Terms and Conditions and Privacy Policy

)