The loan process.
From a quick chat to settlement, these are the steps to owning your first home.
Get in touchFirst Home Loans.
Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.
We're First Home Loan experts! See what our loyal customers have to say;
"Omg I could not be more thankful to Rob and his amazing team. From the first conversation with them to now I have always felt extremely comfortable and being a first home owner I was very nervous but that completely disappeared after the first word with Rob. Professional, amazing time line, prompt immediate communication and completely helpful from the word go!!! Can’t thank them enough!!!!!!! Extremely highly recommended!!!!" - Logan Dial
"Rob and the team at Loan Market Bowral made our buying experience so easy. Everything was explained to us in a way we could understand, we were supported to get the most appropriate loan as well as general advice for buying a property. Being first home buyers we obviously found all the requirements and terminology confusing and overwhelming! Rob and Ben helped us through it all. We have had poor experience with other brokers who were not good at getting back to us and this is definitely not the case with Rob. He advocated for us and we honestly couldn’t have bought our first home without him. Can’t recommend him enough ! - Annie Saffrett
"Robert and his team have been an amazing help on our journey to owning our first home. Great communication throughout the whole process, we couldn't of done it without his help especially with the First Home Loan Deposit Scheme. Thank you" Joel Heard
"Loan Market Bowral 100/100. Professional and absolutely fantastic in helping us get our first home loan." David Feletto
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Say hello
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
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Get those goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.
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The nitty gritty
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
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So… How much can you borrow?
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
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Seal the deal
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
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Settlement - your big day!
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
5 steps to doing your first home loan right.
Download the Ultimate First Home Buyers Guide and get access to your home loan cheat sheet, property buying checklist, tips to help you save for your deposit quicker and more!
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