First Home Loans

At Loan Market Clayfield, we are passionate about helping first home buyers navigate the exciting journey of purchasing their first home. Our expert team is dedicated to making the process stress-free by providing personalised support, tailored plans to achieve your goals, education on loan products and a range of options to suit your unique needs when you're ready to buy your first home in North Brisbane and its surrounding suburbs, including Clayfield, Wavell Heights, Nundah, and Nudgee.

Book a 20 minute first home buyer call

Why Choose Us for Your First Home Loan?

Helping first home buyers enter the market sooner, is the reason we started our business! It can be overwhelming when starting the journey and we're here to make it easy for you.

As a first home buyer, you have access to a variety of government grants and schemes, including the First Home Owners Grant (FHOG), the First Home Guarantee Scheme, and first home stamp duty concessions. Our team ensures you maximise these opportunities, making your dream of owning a home more achievable.

Our Services for First Home Buyers

  • Personalised Support & Tailored Plans: No matter where you are in your journey, we'll take the time to understand your goals and current situation, providing you with a customised plan to achieve your dream of owning your own home.
  • First Home Buyer Education: The world of lending can be complex and overwhelming for a first home buyer. We're here to simplify the jargon for you, explaining different loan options, benefits, and product features to ensure you feel comfortable with your first home loan.
  • Government Grants and Schemes: Our expertise helps you navigate and benefit from available government grants and schemes, potentially allowing you to purchase your first home with as little as a 5% deposit.
  • Pre-Approvals: A pre-approval is an important part of the process, giving you confidence to make offers during the hunt for your first home. We can calculate your borrowing power and eligibility and help you obtain a pre-approval to start bidding.

Local Expertise in Kedron, Nundah and Surrounding Suburbs

With in-depth knowledge of the local property market in North Brisbane including Wavell Heights, Clayfield, Virginia, Nudgee and Banyo, Taryn Howe and the Loan Market Clayfield team are perfectly positioned to help you find and finance your first home. Our goal is to make the process as smooth and stress-free as possible, ensuring you feel confident and informed every step of the way.

Contact Loan Market Clayfield today on 0422 569 539 to start your journey toward home ownership. With our expert guidance and comprehensive support, we'll help turn your first home dream into a reality.

The loan process.

From a quick chat to settlement, these are the steps to owning your first home.

Get in touch

  • Say hello

    It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.

  • Get those goals

    Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.

  • The nitty gritty

    Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.

  • So… How much can you borrow?

    If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!

  • Seal the deal

    After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.

  • Settlement - your big day!

    Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.

Buying our first home felt so daunting at first, but Taryn made the entire process completely stress-free. She was absolutely amazing to deal with—always prompt, incredibly knowledgeable, and so patient when we had questions or didn’t understand something. Her guidance and support turned what could have been an overwhelming experience into something genuinely enjoyable. We felt so well looked after every step of the way. I can’t recommend Taryn highly enough—she’s a true expert and an absolute dream to work with.

Ashley Macloughlin

We cannot thank Pat and Taryn at Loan Market Clayfield enough for helping us secure our dream home. Pat went above and beyond - quickly finding us multiple solutions and guiding us through each option with patience and clarity. Throughout the purchasing process, he regularly checked in, offering reassurance and making sure everything stayed on track. Those calls meant the world to us, and we’re incredibly grateful for the support. We can’t recommend Pat and the entire Loan Market Clayfield team highly enough. Thank you, thank you, thank you!

Kate C

Variable rate loan

As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.

Fixed rate loan

Basically, this is the opposite of a variable rate loan. Your interest rate and repayments will stay the same during the fixed term, no matter what. So no surprises.

Split loan

You’re able to fix part of your loan, while leaving the rest variable.

Packaged loan

Professional packages offer discounts on standard variable and fixed rates, the waiving of fees, and in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.

Get in touch

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. Find out how much you can borrow now.

How much is Stamp Duty?

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

5 steps to doing your first home loan right.

Download the Ultimate First Home Buyers Guide and get access to your home loan cheat sheet, property buying checklist, tips to help you save for your deposit quicker and more!

FAQs for first home buyers

We’ve got your questions covered.

Learn more

Ask us a question

We're here to help

Want to speak with someone right now Call 07 3262 1600

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