Your SMSF Lending Experts

Why Choose SMSF Lending?

Self-managed super funds (SMSFs) provide a flexible and powerful way to take control of your retirement savings. Whether you are looking to refinance your existing SMSF loan or invest in residential or commercial property through your SMSF, Taryn Howe can guide you through the process with personalised advice and support.

Our Services

• SMSF Refinancing: Refinancing your SMSF loan can lead to better interest rates and more favourable terms. We help you explore your options and secure the best deals.
• Property Purchase through SMSF: Investing in property through your SMSF is a strategic way to grow your retirement funds. We assist you in navigating the complexities of purchasing property, ensuring compliance and maximising returns.
• Investment Strategies: We partner with a team of experts like financial planners and accountants that also specialise in SMSF that can provide you with the right advice, and assist you in getting your SMSF up and running so you can start investing.

Local Expertise in Brisbane and Surrounding Suburbs

With almost a decade of experience in SMSF lending and Taryn Howe’s in-depth knowledge of of the Brisbane property market, including North Brisbane, Kedron, Wavell Heights, Nundah, and Nudgee, ensures that you receive expert advice and support. Our goal is to help you make informed decisions that enhance your investment portfolio and secure your financial future.

Contact Loan Market Taryn Howe today on 0422 569 539 to discover how SMSF lending can work for you and take the first step towards a prosperous retirement.

Joan wanted a wealth building plan to help her set aside funds for a large nest egg for retirement. She had a SMSF with $200,000 and used the money to borrow extra funds to secure a residential investment property. Using a variable rate loan with a 7.80%p.a. interest rate, Joan borrowed $300,000 with an LVR of 80 per cent. The deposit is partly covered by some of Joan's SMSF funds, while the balance is borrowed money.

This allowed her to buy a property for $475,000, bringing the total cost, including stamp duty and other fees, to $500,000. Joan then rented the property out at $500 per week, giving her an annual rental stream of $26,000. Using money earned from the rent and other income, Joan was able to meet her home loan repayments and used SMSF money to cover repairs to the property.

Keeping an eye on market rates, Joan can increase the rent of her property while it grows in value over time. As a result, Joan can earn a steady stream of rental income and re-sell the property in the future potentially for a higher amount.