Refinancing.

It’s the little known way to save money, trim your mortgage and ultimately, get a better deal. Going it alone can be daunting, but with a mortgage broker leading the rebellion, refinancing can be easier than ever.

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Why refinance?

Save more, spend less. It’s that simple. If you want to cut to the chase, get in touch today. Otherwise, read more about the benefits of refinancing here.

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  • Get down with low rates

    With interest rates breaking all the records, there’s never been a better time to switch lenders. By refinancing, you will lock in a loan with a lower rate, which will save you a heap of cash in the long run.

  • More bells, better whistles

    The features that come with standard home loans have come a long way. Switching to a loan that allows you to make fortnightly payments over monthly, or loans that don’t penalise you for making extra payments. Some even come with offset accounts, helping you save even more. 

  • Debt consolidation

    Refinancing will help you roll your credit card debts and other personal loans into one manageable sum, at a lower rate. Since this debt is secured by your home loan, you may pay less interest. That means less debt, and more savings!

How to refinance.

So, how exactly do you ditch your current bank and find a new financial partner? Don’t sweat it. With a mortgage broker working for you, three steps is all it takes.

Get in touch
  • Check your history

    We’ll kick things off by working with you to understand your goals, current financials, review your mortgage documents and look into any exit fees or other sneaky extra costs. 

  • Compare the market

    We’ll scope over 60 banks and lenders to get you a lower rate. We’ll even consider loan features, fixed or variable rates, and options such as an offset account.

  • It’s business time

    Found the lower rate loan? Free yourself from your current lender and let the process begin. From lodgement to settlement; we’ll roll with you throughout the refinancing process.

How much could I save by switching loans? 

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

Refinancing. It's not a dirty word.

Download your Ultimate Refinance Guide to learn how you could take years off your mortgage and put extra cash back in your pocket.

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