How much can I borrow?

Many clients who start house hunting are unsure as to what level of purchase price they should be looking at. It makes sense to talk to an expert when you are ready, to check what your borrowing capacity is and what purchase price you can go up to. Different banks will calculate this in different ways and your borrowing capacity can vary significantly between lenders.

We can assess your capacity across a whole range of lenders, provide advice on the level of savings which will be required, and often obtain a pre-approval for you prior to you entering into negotiations with the agent. This places you in a much stronger position, and I will often receive calls from agents enquiring as to the clients potential ability to complete the contract, before they submit the offer to the vendor. We will then work with you throughout the whole process to ensure everything goes smoothly.