The business loan process.
We will walk you through the process to make sure you get the right loan for your business.
Get in touchBusiness loans.
Choosing the right business loan can keep you in the game, or have you leading the pack.
Looking to expand your business?
Our finance brokers are experts in making sure your business loan is set up to maximise your investment. With access to hundreds of different business loans, we can help you find flexible business loans for:
- Business working capital
- Buying a new business or franchise
- Buying or investing in commercial property
- Residential and commercial property development
- Equipment finance
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Have a business plan
Having a solid business plan is key to getting your business loan approved. Banks and lenders will ask questions like “Why are you borrowing money?” or “What do you plan to do with it?”. We can help you gain a solid understanding of your business strategies and objectives to help answer these questions and get your business loan approved.
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Determine your risk profile
This is where your credit history comes into play. We will delve into both your personal and business credit history. Once we know what we are working with, we can work together to paint your business in a favourable light.
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Be realistic
Borrowing the maximum amount of money your deposit can afford you isn’t always the right move. We’ll deep dive into your past financial statements to help understand your future cash flow forecasts to determine your monthly repayments.
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Understand what's on offer
There are many different loan types to suit your business needs. We’ll help you understand the benefits and downfalls of secured or unsecured variable or fixed-rate, principal and interest or interest only loans.
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Apply
Once we’ve worked through these steps, we can submit your business loan application!
FAQs about business loans.
Can you help me understand my borrowing capacity?
Of course! Borrowing capacity refers to how much you can borrow from a lender. To get an estimate of your borrowing capacity go to our calculator: How much can I borrow? If you want to get an in depth review of your borrowing capacity, get in touch today.
How will you decide which loan is best suited to my circumstances?
With over 60 lenders, you and I are spoiled for choice. I narrow my search down through talking to you about your wants and needs. I will show you your options, listing the pros and cons of each loan and ultimately we will come to a decision together.
Ask us a question.
We're here to help.