What we'll do for you.
From understanding your goals to settlement and beyond, here is how we’ll work together.
Servicing clients in Liverpool, Casula, Chipping Norton, Abbotsbury, Cecil Hills, Carnes Hill, Hoxton Park, Campbelltown, Narellan, Oran Park and all surrounding suburbs
People often wonder, when is the right time to buy property? The answer is easy - anytime is the right time, as long as you are financially prepared.
First Home Buyers
For first home buyers, a knowledgeable and experienced home finance broker can make buying your first home one of the most exciting times of your life. From sourcing home loan pre-approval through to securing your home loan and finally settling on your first home, I will be there to provide all the support and information you need. I can also assist you to determine your eligibility for the First Home Owner Grant (FHOG) and state government assistance, and help you to complete your application.
Property Investors
Borrowing options for property investment are very similar to those available for people buying a home to live in. Where the difference really lies, is in how you structure your overall borrowings to suit your investment strategy. I work closely with your accountant and/or financial planner to insure your property investment loan structure is suitable for your investment goals, whether you are a first-time investor or an old hand in the property investment game.
Home Loan Pre-approval
A home loan pre-approval takes the uncertainty out of searching for a property by providing you with an excellent guide to how much you can afford to spend and allowing you to negotiate strongly on price. Your home loan pre-approval is suitable for most auction and vendor-negotiated purchases. Most pre-approvals last for around three months, giving you ample time to find the right property.
Buying at Auction
Bidding at auction is an exciting process but you do need to be prepared. Arranging your finance before the auction helps you to set your own bidding limit and better positions you for a successful negotiation. I can help you to:
I can also help you with your personal finance needs, including arranging finance for the purchase of a car, setting in place a novated lease, or arranging a chattel mortgage to purchase equipment and vehicles for your business. I have access to a number of lenders that I will be able to tailor a solution that best suits your specific requirements.
Business Networks Working for You
Having access to the right professionals at all stages of buying and selling property is essential to
making the process as smooth and easy as possible. I have developed strong business relationships to ensure your property buying or selling experience is just that, easy. If you need assistance locating a suitable professional, please don't hesitate to ask me, ie:
From understanding your goals to settlement and beyond, here is how we’ll work together.
We’ll take the time to understand your unique situation and goals.
We’ll do thorough research, provide you with a few loan options and help guide you through your decision.
Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled.
We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).
Loan Market | Banks & lenders | |
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Your own personal, non-bank affiliated loan expert |
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Free for you1 |
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We work in your best interests (we’re not owned by a bank) |
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Fast turnaround times2 |
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Access to over 60+ banks and lenders in one place3 |
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Ongoing support and guidance once your loan has settled4 |
Your local expert will contact you shortly
A mortgage broker (like me) acts as the middleman between you and the lenders/banks. We work for you but get paid by the lender or bank of your choosing. That means they help you choose the right loan to suit your needs at no cost to you.
Of course! Borrowing capacity refers to how much you can borrow from a lender. To get an estimate of your borrowing capacity go to our calculator: How much can I borrow? If you want to get an in depth review of your borrowing capacity, get in touch today.
There are many grants that are available for those wanting a home loan and the options differ from state to state. To find out what grants you are eligible for, get in touch.