Making your first home a reality with ease

With a competitive market and a lot of confusing information, buying your first home can be overwhelming. We’re here to make the mortgage process smooth by guiding you through every step, making your journey to homeownership easy and exciting.

Ready to apply or just exploring? Book a free 30-minute call to discuss your options!

Book a time

Like the homes on your wish list, no two loans are the same. Step by step, we’ll help you make sense of the nonsense, and work with over 60 banks and lenders to find the loan most suited to your first home.

The loan process.

From a quick chat to settlement, these are the steps to owning your first home.

Get in touch

  • Say hello

    It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.

  • Get those goals

    Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.

  • The nitty gritty

    Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.

  • So… How much can you borrow?

    If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!

  • Seal the deal

    After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.

  • Settlement - your big day!

    Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.

I've known Mason for five years and have referred all my sellers and buyers to him for their financing needs. This time was different—I was the one purchasing. From the moment I told Mason, "This is the building I want to be in," he went straight to work. He found multiple lenders willing to finance in this particular building, and trust me, it wasn’t easy! I received my contract late Thursday afternoon, and within minutes, my application was with the lender. Olive kept me updated throughout the process, and we had unconditional approval in less than three business days. I've always said Mason is a finance wizard, and he proved it once again! I couldn’t be happier with my experience. If you’re looking for someone who genuinely cares about you and your unique circumstances, look no further—Mason is your guy! Thanks, Team!

Melissa Nicholls

Mason has made our house buying journey an absolute breeze. He was always a phone call away whenever we had questions throughout the process - His knowledge was second to none!

Matt Martin

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. Find out how much you can borrow now.

How much is Stamp Duty?

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

5 steps to doing your first home loan right.

Download the Ultimate First Home Buyers Guide and get access to your home loan cheat sheet, property buying checklist, tips to help you save for your deposit quicker and more!

FAQS for first home buyers

How much deposit do I need to purchase a property?

Depending on the lender, deposits can be as low as 5%, however banks can apply a Lenders Mortgage Insurance (LMI) fee on mortgages below 20% deposits. As a first home buyer however, the government offer guarantee schemes that waive the Lenders Mortgage Insurance.

To see your borrowing capacity and what incentives are available, book in a free 30 minute call.

Can you help me understand my borrowing capacity?

Of course! Borrowing capacity refers to how much you can borrow from a lender. To get an estimate of your borrowing capacity go to our calculator: How much can I borrow? If you want to get an in depth review of your borrowing capacity, get in touch today.

How will you decide which loan is best suited to my circumstances?

With over 60 lenders, you and I are spoiled for choice. I narrow my search down through talking to you about your wants and needs. I will show you your options, listing the pros and cons of each loan and ultimately we will come to a decision together.

Do you charge for your services?

In almost all scenarios you are not required to pay a fee for our services. Instead, we’re paid a commission by the lender you choose through. Learn more here or get in touch if you have any questions.

Can I get a better rate if I go directly to the bank?

We have access to the same rates as the banks, so you're not missing out on potential savings. With access to over 60 lenders, we have access to a thousands or products and will do the research to find options that suit your individual needs. What’s perhaps even more important is that we work in your best interest - something banks and lenders are not legally required to do.

Ask us a question

We're here to help

Want to speak with someone right now Call 0459 949 052

By submitting this form I am accepting the Terms and Conditions and Privacy Policy

)