Home Loans for Essential Service Workers Across Regional Australia

Speak to your specialist broker, Loan Market Michael Nalesnyik

Get lending support for health, education, emergency services, and community support professionals.

At Loan Market Michael Nalesnyik, we specialise in helping essential service professionals — including doctors, nurses, teachers, aged care staff, and emergency responders — access smarter, tailored home loan solutions.

Whether you're buying your first home, refinancing, or investing, we understand the unique financial circumstances of essential workers across regional Australia — including shift work, overtime, and variable income.

You deserve a lender that recognises your value — and a broker who makes the process easy.

Let's get started

We’ll handle the loan process, so you can stay focused on the important work you do.

We Can Help You Access:



  • LMI waivers for eligible professionals in essential services
  • Discounted interest rates and reduced lender fees
  • Flexible loan structures for shift work or casual/contract income
  • One-on-one expert support from start to finish

Who We Help:



  • Healthcare: Nurses, doctors, paramedics, allied health
  • Education: Teachers, school support staff, early childhood educators
  • Aged & Disability Care: Carers, support workers, NDIS staff
  • Emergency Services: Police officers, firefighters, SES volunteers
  • Community Support: Social workers, childcare staff, council workers




Access over 60 lenders in one place.

Home Loans for Medical & Education Professionals Across Regional Australia

At Loan Market Bendigo, we specialise in helping doctors, nurses, allied health workers, and teachers access competitive home loan solutions tailored to their profession. Whether you’re purchasing your first home, refinancing, or investing, we understand the unique needs of professionals working in healthcare and education—particularly in regional communities.

Based in Bendigo and the Macedon Ranges, we proudly service clients across Woodend, Kyneton, Castlemaine, Daylesford, Maryborough, Gisborne, and surrounding regional towns. With access to over 60 lenders, we can help you unlock:

  • LMI waivers for eligible medical and education professionals
  • Discounted interest rates and fee waivers
  • Flexible loan structures tailored to your income and career
  • One-on-one expert guidance from start to finish

We make the process easy, so you can stay focused on the important work you do—while we take care of your finance journey.

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Understand your goals

    We’ll take the time to understand your unique situation and goals.

  • Provide you with some options

    We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

  • Get it sorted for you

    Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

  • Help you save

    We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

What makes us different?

Loan Market Banks & lenders

Your own personal, non-bank affiliated loan expert

Free for you1

See how we're paid

We work in your best interests (we’re not owned by a bank)

Fast turnaround times2

Access to over 60+ banks and lenders in one place3

Ongoing support and guidance once your loan has settled4

Meet your team of local brokers.

Michael
Michael Nalesnyik
Director and Mortgage Broker
0437 453 518 03 9067 5612 Email me
Melinda Chisholm
Credit Analyst
0429 992 871 03 9067 5612 Email me

Visit us at the following locations

Ask us a question

Your local expert will contact you shortly

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Award winning & highly recommended.

ABA Awards 2021
2021 Aggregator Of The Year (Over 500 Brokers)
AMA 2020 Aggregator Of The Year
ABA 2019 Industry Thought Leader of the Year

Why Loan Market?

We’re not a bank, nor are we owned by one

A bank works for their bottom line, we work for you

Family taking care of family

Helping Aussies and Kiwis with their goals for 30 years (and counting)

Power to negotiate

With 60+ banks and lenders on our panel, we give you choice and power

Keep it real

Simple, straightforward and honest, always

Free for you*1

We get paid by the lender you choose

Our promises to you.

Work in your best interests

  • Research the market to find the right loan for you 
  • Negotiate a competitive deal on your behalf
  • Help you get covered

Save you time and hassle

  • Do the legwork for your application
  • Meet on your terms, ‘on or off’ line

Your partner, always

  • Here for your today, tomorrow and future goals 
  • On hand when you need it - we don’t close at 4pm!

 

Frequently Asked Questions.

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