The loan process
From a quick chat to settlement, these are the steps to owning your first home.
How much can I borrow?
Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.
Although this calculator will give you an indication as to how much you could borrow, your borrowing capacity between two banks could be thousands of dollars – the difference between purchasing your dream house or settling for your second favourite.
We can work with you to understand which lender is best suited for your situation and get you one step closer to achieving your goals.
Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.
Want to have a chat about your options?
Get in touch today to book an obligation-free chat
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Say hello
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
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Get those goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.
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The nitty gritty
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
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So… How much can you borrow?
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
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Seal the deal
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
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Settlement - your big day!
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.