Meet your mortgage broker in Mornington Peninsula
We’re ready to help you achieve your financial goals.
Established Aug 2000 DipFP DipFS Managing Director
Mortgage Broker - Business owner Australian Finance Centre est 2000. Qualified Financial Planner. Australia Wide Acting on behalf of the client not the bank with over 40 lenders to choose from.Approachable, with a can do attitude. My goal is to strive for clients financial wealth, to minimise their debt and provide a more desirable lifestyle. Over 20 years in the industry, I have seen many changes and need to along with my clients adapt along the way. GFC, Covid etc, we need to insulate ourselves against these events. Lending provided to mention a few. Residential and investment lending. Commercial and Business lending Borrowing through Super (SMSF) Asset lending Personal and Car Loans
Andrew will guide you through the whole process of finding a loan and strategy that suits your individual needs.
With no geographical boundaries, Andrew will assist you to buy that home or that car or any other financial needs Australia wide, and internationally should the need arise, Andrew does the leg work, so you do not have to.
We understand that it can be daunting to speak to someone that you do not know, maybe you have a personal situation that is complex or delicate. We pride ourselves on listening with empathy and not passing any judgement, we are here to help you whatever your situation.
With so many lending options, you may be buying your first home, or even your tenth, you may have good credit or bad, you may even be starting out again after a divorce, or maybe a business that tight lending guidelines by some banks will not allow you to borrow.
In 21 Years, there have been many changes, interest rates above 15% the Global Financial Crisis and now Covid, just to mention a few. It is important to structure and be prepared for these lifetime events, they may not happen to you and hopefully will not, but a protection layer is not a bad strategy.
As a mortgage manager I have seen lenders come and go, I have seen changes in the industry to provide professionalism, unfortunately like all industries there are good and bad people, numerous occasions I have had loans referred that have been declined by banks and mortgage brokers, which I have managed to reinstate.
We understand the importance of referrals, that is why we take the utmost of care to ensure that all parties are respected with the right professionalism, we recognise that this could be the most important decision a person may make.
A main focus is to pay down debt, build that buffer, have a holiday without having to put it on a credit card then worry how to pay back. To consolidate debt on top of debt, whilst this might be necessary sometimes, we strive to eliminate this, and are happy to work with you on a debt management program.
When the loan settles, that is not the end, only a continuation, we like our valued customers to call us anytime, to check their latest interest rates, banks do interest rate creep, so let us keep them honest.
- Qualified Mortgage Broker Cert1V and Diploma Finance.
- Mortgage Manager.
- MFAA member recognition 15 years – 5th December 2019.
- Diploma of Financial Planning.
An extensive product suite some are listed below,
- Debt consolidation and budget management
- Self employed – Low doc loans
- Adverse Credit – “Bank said no”
- Asset Finance – Business and Commercial
- 1st Home owners
- Family Guarantee loans
- Car and Personal loans
- Construction and development finance
- Self managed Superannuation Funds (SMSF)
- Wealth Creation
- Pre-approvals before you find that property, no exactly your borrowing potential before you start
We will not change your finance unless there is a clear benefit to you*.