Meet your local Mortgage Broker in Perth’s Greater Metro and Western suburbs

We’re ready to help you achieve your financial goals.

Derek
Derek

Derek Joy

Lending Consultant: MBA, DipFMBM.

I’m on a mission to take the fear out of financing your dreams. I want to work with you and make your dreams a reality. This means I work for you, not the lenders, and can source different loans and present them to you for comparison. After all – you are the decision maker. It is your future we are working on here. I have been in the finance industry for longer than I would like to remember and would like to share my experience with you to make sure we can succeed in turning your application for finance into ‘YES’ My hands-on experience is backed up with formal education, including a Master of Business Administration, a Diploma in Financial Services and full membership in the MFAA

 

Having begun my finance career in 1973, and commencing as a Perth finance broker in 1996, I am a big fan of doing business face-to-face, and developing personal, long-term relationships with customers. Finance is inherently personal, and helping my customers achieve their financial dreams through home ownership, investment and navigating financial difficulty has been deeply rewarding. In fact, it is the most challenging clients who are the most rewarding, as is looking outside the box of mainstream lenders and going the extra mile to secure tailored client solutions.

Areas Serviced:

Providing finance solutions to Perth’s Greater Metro and Western Suburbs I specialise in the suburbs around Joondalup, Currambine and Butler but regularly travel further afield, including to Asia three times a year to assist offshore clients investing in Australia.

Full Service Solutions:

No matter your finance requirements: home, car, shop, commercial or a personal loan, from small loans to large, I will strive to save you time and money by managing everything in one location. And for those who would like complementary investment advice, my service includes a partnership with sister financial planning company, Wealth Market.

Service Specialities:

  • Home finance
  • Property investment finance
  • Self-employed finance
  • Commercial property finance
  • Business finance
  • Offshore lending expert
  • Asset finance
  • Personal loans
  • Debt restructuring
  • Professionally

Qualifications:

Master of Business Administration Diploma of Finance and Mortgage broking Graduate Certificate in Management 

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