Key Skills

Renata's expertise extends beyond traditional mortgage services, encompassing land and construction lending, loan structuring, and the intricate understanding of borrowing capacity.

  • Loan Structuring

    Renata excels in creating mortgage solutions that optimize borrowing capacity and lead to desired financial outcomes.

  • Client Education

    Renata firmly believes in educating her clients about industry changes, their impact on lending capacity, and the documentation required to achieve their goals.

  • Customer Service Excellence

    Renata's warm and friendly personality has earned her the prestigious Platinum award for Customer Service Excellence, ensuring that the mortgage experience is not only seamless but also pleasant for her clients.

  • Experience

    With 23 years of broker experience, Renata is equipped whether you’re a first home buyer or seasoned investor with complex finance structuring.

Investment Strategies:

Renata is adept at helping clients build investment portfolios with a focus on equity utilization in a tax-effective manner. She emphasizes that while traditional negative gearing is a common approach, cash flow positive investment properties can effectively reduce non-deductible owner-occupied debt. Renata has successfully assisted numerous clients in creating cash flow positive portfolios and is passionate about this aspect of lending.

Land and Construction Lending:

Renata has substantial experience in land and construction lending, whether it involves building an owner-occupied property or expanding investment portfolios with dual-occupancy properties for improved cash flow and deductibility. Many of her investors have benefited from dual-occupancy properties, particularly in regional areas of New South Wales.

Client-Centered Approach:

Renata's comprehensive service encompasses all facets of mortgage preparation, submission, and settlement. Her process involves assessing clients' needs, determining borrowing capacity, and structuring lending in a way that aligns with their financial objectives. Renata is not just a mortgage broker; she's a financial partner committed to her clients' success.

Whether you're a first-time homebuyer, an investor looking to optimize your portfolio, or seeking specialized advice on land and construction lending, Renata is the knowledgeable and dedicated expert you need on your side. Contact her today to unlock your path to financial