The loan process.
From a quick chat to settlement, these are the steps to owning your first home.
Get in touchFirst home loans in Sydney’s Eastern Suburbs
Buying your first home starts with understanding what’s possible.
How much can you borrow? How much deposit do you need? And what would the repayments look like?
I’m Taryn Howe, a mortgage broker based in Queens Park, helping first home buyers in Bondi, Bronte, Randwick and across Australia.
Whether you’re buying locally or interstate, I’ll help you make sense of the numbers, compare first home loans and feel confident about your next step. We can meet locally or work through everything by phone or online.
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Say hello
It all starts with taking about few minutes to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
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Get those goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.
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The nitty gritty
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
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So… How much can you borrow?
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is usually valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
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Seal the deal
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
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Settlement - your big day!
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
Doing your first home loan right
The way you buy your first property likely looks a bit different to the way your parents did. The way you pull together your deposit will likely look different. Your home-buying strategy will likely look different. We look at the different paths to property ownership and the steps you can take to make it happen sooner.
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