With interest rates and the cost of living climbing, it’s a good time to check if you could ease the mortgage pressure on your investment property.

There are a number of reasons you may be able to get a more competitive home loan deal. This could include:

• Your property has increased in value.
• Your loan-to-value ratio (LVR) has improved.
• Your income or overall financial position is stronger.
• Your credit profile has improved since you first took out the loan.
• Another loan offering lower rates or better-suited features.
• Restructuring your loan in a way that is more favourable to your situation.

As a team of Loan Market brokers, we can negotiate directly with your current lender or compare your loan against hundreds of market alternatives.

Whether it is restructuring for better cash flow or finding a lower interest rate, my goal is to create more "wriggle room" in your budget to cover property maintenance, safety nets for vacancies, or simply to reduce pressure on your budget.