Refinancing Your Home Loan - What You Need To Know
Refinancing your home loan doesn't have to be complicated. Here are our four steps to getting your loan refinanced:
1. Home loan comparison.
We’ll scour the market and compare home loan rates, interest, fees and features to determine if refinancing is right for you.
2. Let’s see where you’re at.
We’ll check in on your mortgage balance, interest rate, the amount of time and money remaining on your current home loan, mortgage documents, exit fees and any other additional costs. This will help you make a smarter decision when you're shopping around.
Have a think about the type of loan you want, including features, fixed or variable, and options like linked offset accounts. We’ll then compare over 60 banks and lenders, and thousands of loan options to see what’s right for your current situation.
4. Application time.
Once we’ve found the right home loan for you, it’s time to get all the paperwork together and kick off the application process (woohoo!).
If you’re ready to refinance or would like to have a chat, let’s talk! We’ll help you understand your options and see what your next steps could be to save more sooner.