Meet Jim Rachcoff

Role & Experience

What was your past experience before joining the team? How many years experience do you have in the finance industry as a mortgage broker?

I’ve worked in the mortgage finance industry since 1981 in various roles, including major banks, lender’s mortgage insurance, and finance broking. Over the years, I’ve developed extensive experience helping clients across Victoria to secure the right finance solutions for their needs.

Jim, what is your role in the business?

I am a Senior Mortgage Broker, assisting clients with mortgage and finance solutions while guiding them through the lending process from start to finish.

Why did you choose to become a Mortgage Broker?

I enjoy the challenge and satisfaction of helping clients find the right financing solution to meet their needs. It’s incredibly rewarding to see clients achieve their goals, whether that’s buying their first home, investing, or upgrading their property.

Why should someone choose you rather than going to a bank?

With my high level of experience, I can offer far more options than a single bank. By providing an impartial overview of all likely alternatives, I help clients select the financing option that truly works best for them.

What is your favourite thing about being a Mortgage Broker?

The satisfaction of providing solutions, especially in difficult scenarios, and seeing the happiness on clients’ faces when they achieve their dreams.

What support do you offer your clients?

In addition to professional finance support, I guide first-time buyers and investors through every stage of the home buying journey, helping them avoid common pitfalls and making the process as smooth as possible.

Do you charge a fee for your services?

In almost all scenarios, you are not required to pay a fee for our services. Instead, we’re paid a commission by the lender you choose through. Learn more here or get in touch if you have any questions.

What types of loans or clients do you work with the most?

Primarily mortgage financing. I’ve been recognised at Victorian and Tasmanian state levels for high service standards and customer satisfaction.

Local Area: Northern Suburbs & Victoria

Have you always lived in this area?

I was born in North Fitzroy but have lived in the Northern Suburbs for most of my life.

What’s your favourite thing about living here?

It’s far enough from the hustle and bustle of the city, yet close to beautiful country locations and scenery.

If you’re going for breakfast, lunch, or coffee locally, where do you go?

I love a Macca’s coffee—simple, convenient, and perfect for a quick catch-up before work.

If someone was visiting the area, what are the top 3 things you recommend they do?

• Explore nearby country towns and scenery
• Take a day trip along Victoria’s coast
• Enjoy local food and coffee spots in the Northern Suburbs

Personal

When you’re not working, what do you spend your time doing?

Listening to music, playing guitar, following AFL footy, motor cars, boating, fishing, and taking day trips around Victoria.

Where will people find you outside work?

Taking road trips to explore country Victoria, fishing in Western Port or Port Phillip Bay for whiting or snapper, or cheering at the footy.