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Your experienced mortgage broker in Canberra


Loan Market Select's team expands beyond North Sydney. Sumer Singh is your finance specialist in Canberra.

With over 30 years experience, Sumer is well positioned to help with your lending needs. He can help provide professional  lending solutions for borrowers of all types and levels of complexity. 

Sumer can assist you with: 

  • First home loans 
  • Investment loans 
  • Refinancing
  • Self-employed loans

Client testimonial

Watch (and listen) to how Sumer helped Adele first hand.


Home loans

Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.

When you look for a home loan, consider the size of the loan, the deposit you have and the type of property you want to buy.

With access to a wide panel of major banks and lenders you can trust that I truly understand the finance and real estate market.

There are hundreds of home loans available. I will help you compare home loans, loan features, fees and charges to help you secure the most competitive loan for your lifestyle and finance needs.


First home loans

First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home. You may also be a little uncertain of how the lending process works and don't want to make the wrong decision. If so, you have arrived at the right place.

I will cover all of your questions to make sure you understand all aspects of your loan. Some of the common questions include:

  • How much can I borrow?
  • How much deposit do I need?
  • Am I eligible for the First Home Owner Grant?

There are over 800 home loan products available from a wide panel of 30 banks and secure lenders – with their own offers and loan products. The loan that's right for someone else may be completely wrong for you, that's why it's best to speak to me before you accept an offer from a big bank.

I will help you compare home loans to find the most competitive offer for your finance needs and unique lifestyle.


Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.

When you refinance, be prepared for costs that may be associated with the move, these will come at either the start or exit of your home loan.

The most important thing to look at is if refinancing will place you in a better position than you would be if you stuck with your current loan. I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set timeframe for both your current and proposed home loans.

Talk to me today if your financial situation changes or, you just want a better deal on your current home loan.


Self-employed loans

Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.

Many self-employed borrowers talk to a mortgage broker over a lender because they want a wider range of home loan options. Talking to me is like having your own personal finance expert to help you secure a competitive home loan with the right lender.

What you can expect from your appointment with me:

  • Simplified paperwork
  • Flexible application process
  • A competitive interest rate
  • Access equity for your business/personal and investment finances

Talk to me today to find out more about your low documentation home loan options.



A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.

Some of the loan types and payment options for your investment loan include:

  • Variable rate loans
  • Line of credit loans
  • Fixed rate loans
  • Paying your interest in advance
  • Making interest only repayments

Talk to me today to find out how you can make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.


Defence Housing Australia (DHA) expert

Defence Housing Australia (DHA) provides investors with a secure property investment option which includes rental guarantees, property management services and restoration provisions. DHA sell thousands of investment properties every year to investors and have been an excellent investment option for anyone keen on low risk property investment. I am a DHA expert experienced at matching your investment property goals with the right loan structure.

Contact the Loan Market Select team today

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