Business loans.

Choosing the right business loan can keep you in the game, or have you leading the pack.


We are on your side of the desk. We meet with you and understand your story. We learn about your business, how it operates, why you need finance and how it will be used in your business.


How to Sell Your Story to the Bank

We know how to read financial statements. Grant, as a Chartered Accountant can liaise with your accountant to obtain the right information.

Taking your story and presenting the numbers to the lender, as well as getting the job done right the first time, is our mission.

We need to ensure that you are "bank ready"

I do appreciate the professional way you worked with us and approached the banks on our behalf. With your contacts you were able to get the greatest outcome for our company. Many thanks again.
Andrew Wallace-Smith, Helder Distributors


Knowing who to talk to at the Bank

Banks segment clients into different categories depending on the industry type and the loan amount.

We have relationships with each segment in every bank.This is where we bring your story to the right person.


The business loan process.

We will walk you through the process to make sure you get the right loan for your business. 

Get in touch
  • Have a business plan

    Having a solid business plan is key to getting your business loan approved. Banks and lenders will ask questions like “Why are you borrowing money?” or “What do you plan to do with it?”. We can help you gain a solid understanding of your business strategies and objectives to help answer these questions and get your business loan approved.

  • Determine your risk profile

    This is where your credit history comes into play. We will delve into both your personal and business credit history. Once we know what we are working with, we can work together to paint your business in a favourable light.

  • Be realistic

    Borrowing the maximum amount of money your deposit can afford you isn’t always the right move. We’ll deep dive into your past financial statements to help understand your future cash flow forecasts to determine your monthly repayments.

  • Understand what's on offer

    There are many different loan types to suit your business needs. We’ll help you understand the benefits and downfalls of secured or unsecured variable or fixed-rate, principal and interest or interest only loans.

  • Apply

    Once we’ve worked through these steps, we can submit your business loan application!

Ask us a question.

We're here to help.